Mainline National Bank wants to ensure our customers have the greatest protection possible for those times when cash needs may exceed available balances in their checking accounts. Protections provided during these times include OverdraftHonor® and the Overdraft Protection Line of Credit.

OverdraftHonor® is Mainline National Bank’s internal overdraft service policy that allows our staff discretion to pay overdrafts on qualifying consumer checking accounts up to $500, including the related service fees, and up to $1,000 on qualifying business checking accounts. To determine if your account meets the qualifications for this service, contact the bank.

Overdraft Protection Line of Credit. This is a loan product that would be tied to the consumers checking account that is drawn from when overdrafts occur. These overdrafts are then paid back according to a predetermined repayment schedule. For more information on this product, contact your favorite community office location.